It's not a dumb thing to do if it's a Player that is wanted and delay would mean missing out (as we often have in the past), raising short term finance is commonplace in a business just as it is in people's private lives, so very far from "dumb". Buying something now knowing that you can recoup your costs by selling an asset in a few weeks is not unusual.
Crooks could also arguably be the replacement for McNair in Midfield. We are currently short of a CB and struggling on the left side of defence and signing two left sided defenders would cover not only McNair as a CB but also Bola who seems to be a doubt and Coulson who seemingly isn't trusted as a defender. One out and three in is making the squad stronger for a hectic schedule ahead. Players out of contract may come "free" to the uninitiated but because they are "free" their agent will be negotiating a signing on fee and better wages in lieu of that fee.
Selling Akpom, Spence and Coulson may be on the cards, certainly I suspect with the first two but if nobody wants them or is prepared to pay anything for them then what? Do we sign nobody and hope that the kids can make the step up? Are we hoping that SG has found a wedge of unexpected cash down the back of one of his Sofa's? The Global Pandemic has hit Governments let alone businesses hard, Bulkhaul and MFC are no exception, their profits will not have been immune to the decline and that's before we throw in the effects of Brexit in general and its impact on haulage in particular.
Ideally we can keep him but considering Clubs outside of the Premiership were and still are in danger of going to the wall last season we can't spend something that we haven't got. It may not be McNair, it could be Tav or Fry but I suspect that we will need to raise as much as we can from somewhere especially with the South American links if they come off and that's before we take FFP into consideration.
That’s weird, I don’t understand how the algorithms work, I keep getting funeral related ads, as if I really want to organise another one of those! Mind you, I bought a fridge a while back and my iPad seems to think that I need another one. You would think these things would be a bit more intelligent in this day and age.